Mortgages and loan repayments continue to increase throughout the UK with interest rates now risen another .25% to 5.75%. Seriously, how long can this continue for? We have already been warned that the price of flats are levelling off due to less demand, so how long can it be until the next house price crash?

Are we going to be a generation of renters, I hope not - it’s totally unfair that our generation cannot afford to buy a family home. Who wants to live in a two bed flat for the rest of their lives, I know I don’t.

Today England’s public buildings, pubs, restaurants and clubs will all be smoke free under the new smoking ban legislation. I can’t tell you how happy I am to be finally writing this article, after watching it happen in Scotland, Ireland and Wales I thought England’s day would never come but it has and that day is today!

Smokers who believe the new law is ridiculous clearly only care about themselves, consider us non-smokers that shy away from certain locations such as pubs and clubs to stay away from the smoke. Think of our health as well as your own.

Read more on Labour’s website.

So Gordon Brown has taken over from Tony Blair as the PM and he has announced his list of Cabinet Ministers. The new Chancellor of the Exchequer is Alistair Darling, the Secretary of State for Foreign and Commonwealth Affairs is now David Miliband, the Secretary of State for Justice and Lord Chancellor is Jack Straw and the Secretary of State for the Home Department is Jacqui Smith.

For a full list of the cabinet visit the Labour Website.